Insurance & Payment


We pleased to announce that we are an in-network, preferred provider for Delta Dental Premier. We are also in network or preferred providers for all large local businesses including: Sterling Regional Medcenter (Banner Health), City of Sterling, RE-1 Valley School district, NJC, State of Colorado, Walmart, and surrounding businesses such as Cabela’s. In addition, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional), and PPO out-of-network. If you have any questions about our office being a participant with your plan you can either call our office or better yet, contact your insurance company.

We ask that on your first visit you bring us your dental insurance information. With this information we will prepare all the necessary forms for you to receive your dental benefits. We ask that you pay your portion of the treatment not covered by your insurance at the time of the treatment. Once a treatment plan is developed we will gladly, at your request, submit a pre-treatment estimate to your insurance company so that you will be assured of your coverage and benefits ahead of time. It should be noted that the patient is held responsible for their total obligation should their insurance benefits result in less coverage than anticipated. Please also be aware that some insurance companies take care of claims promptly while others delay payments for several weeks.


For your convenience, we accept cash, personal checks, money orders, Visa, and MasterCard. Payment is expected at the time services are performed, however, if more extensive dental care is necessary, financial arrangements can be made with our office.


We can help give you the smile you have always wanted by making it more affordable. For extensive treatment plans we gladly work with the following services. Financing plans can be helpful to spread payments over time and sometimes it can even be done with no interest. For more information please give us a call or look them up online. We are here to help you get the dental treatment that you need and want.

CareCredit helps you get the treatment started right away, and provides payment options that make the most sense to you. Care Credit is a healthcare credit card that can be used for dental care. You can even use it for co-pays and deductibles. Learn more at

Citi Health Card: This is a newer financing program for dental health benefits than Care Credit. Sometimes its terms are even more favorable. Learn more and apply at